Compliance
General

First Name*
Last Name*
Email*
Email Confirmation*
Phone Number
Company

Legal Entity Type*
Company/Business Name*
Website/Social Media*
Address

Address 1*
Apartment, Suite, etc.
City*
Postal Code*
Country*
Region*
Billing

Payment Method*
Tax ID / VAT or SSN
Bank Name*
Bank Address*
Account Name*
Account Number*
Routing Number / IBAN / Sort Code*
Swift Code
Additional Information

Skype User ID*
What type of offers do you primarily focus on*
What is your primary traffic source?*
What is your monthly advertising budget?*
Other networks that you currently work with?*
Your avg. monthly volume with other networks?*
Describe the sites and methods used to advertise
Pay Per Call Questionaire

Do you collect Trustedform or Jornaya data?*
Terms and Conditions

Direct Quote Inc Terms*
                                                            Affiliate terms for Direct Quote Marketing, LLC.
                                                            Last updated May 2024
                                                            
                                                            
                                                            The following terms, whether singular or plural, are defined as follows:
                                                            
                                                            “Action” means the occurrence of any qualified action, event, or occurrence, which triggers RRM’s obligation to pay
                                                            Affiliate a Fee or any portion thereof, as further described in the IO(s), Offer(s), and/or Campaign(s). Such events may
                                                            include, but are not limited to, a click, Lead, sale, registration, qualified call, call request, call transfer, form
                                                            completion, inquiry, conversion, view, or other event identified in the IO(s) that may pertain to a type of Campaign.
                                                            
                                                            “Ad” means any advertisement, including Creative.
                                                            
                                                            “Advertiser” means the Advertiser and its members, managers, officers, directors, shareholders, employees, contractors,
                                                            agents, and representatives, that seeks to engage in a Campaign and/or promote an Offer aimed at selling, marketing, or
                                                            promoting that Advertiser’s products or services as described in their IO(s).
                                                            
                                                            “Affiliate”or “Publisher” means each 3rd party independent individual, company, or other entity that serves as an
                                                            advertising publisher, affiliate, within the RRM network exchange that owns advertising space, links, newsletters,
                                                            websites, email lists, customer leads, or other media used for the purpose advertising or marketing campaigns and offers
                                                            for the Advertisers within the RRM Network Exchange. A Publisher earns a Fee for referring web-based traffic, visitors,
                                                            users, callers or consumers to an Advertiser’s Offer, website, landing page, product, or service.
                                                            
                                                            “Campaign” means the unique combination of the Advertiser’s Offer(s) aimed at selling, marketing, or promoting an
                                                            Advertiser’s products or services as more specifically described in the IO(s), and which serves as the basis for
                                                            Affiliates to acquire prospective consumers for an Advertiser’s website, products, or services.
                                                            
                                                            “Confidential Information” means any information disclosed by either Party to the other, either directly or indirectly,
                                                            in any form, including written, oral, and digital information that has commercial and other value in the Disclosing
                                                            Party’s business and is confidential in nature including, but not limited to, business, financial, customer, supplier
                                                            and product development plans, forecasts, strategies, trade secrets, information on strategic partnerships and alliances
                                                            and customer relationships, and other technical and business information oral or visual information that is identified
                                                            (orally or in writing) as confidential at the time of disclosure or that should, under the circumstances surrounding
                                                            disclosure, reasonably be treated as confidential and information,
                                                            
                                                            “Creative”, “Ad”, “Advertisement” or “Content” means the advertising and creative content provided, created, or
                                                            developed by the Advertiser, including without limitation, product or service descriptions, graphics, images, logos and
                                                            text (copy)..
                                                            
                                                            “Fee” means the amount paid to Affiliate by RRM, subject to this Agreement, which may be generated by an Action subject
                                                            to the IO(s). RRM facilitates payment from Advertisers to Affiliates for Actions that they generate that are purchased
                                                            by the Advertiser.
                                                            
                                                            “Incentivized” means a form of advertising where an online customer or user is offered something of value, such as
                                                            reward, cash, gift card, online or virtual currency, or tangible gift, in exchange for performing an action, or
                                                            registering or purchasing a product or service.
                                                            
                                                            “IO” means the executed Insertion Order(s), which will set forth all details regarding the Ad or Campaign, including but
                                                            not limited to compensation to RRM, graphics, etc. Each IO is to be sequentially numbered and will, upon execution by
                                                            both of the Parties hereto, be incorporated into and become part of this Agreement. In the event of any conflict between
                                                            this Agreement and any IO, the terms and conditions of the applicable IO shall control.
                                                            
                                                            “Laws” means all applicable laws, statutes, ordinances, regulations, and legal guidelines in every jurisdiction in which
                                                            Affiliate conducts business, including, without limitation, those related to the consumer protection; unfair,
                                                            fraudulent, false or deceptive advertising,; cybersquatting;, infringement of intellectual property, privacy, publicity
                                                            rights and website accessibility;, the Federal Trade Commission Act ("FTC Act"), Federal Trade Commission ("FTC")
                                                            regulations and guidelines implementing the FTC Act, all state and local counterparts to the FTC Act and associated
                                                            regulations in every jurisdiction in which Affiliate conducts business;, Chapter 501, Nevada Statutes (Nevada’s
                                                            Deceptive and Unfair Trade Practices Act;), the CAN-SPAM Act of 2003; the Telephone Consumer Protection Act, regulations
                                                            relating to the National Do Not Call Registry and applicable state Do Not Call List requirements, and the FTC's
                                                            Telemarketing Sales Rule; state telemarketing laws and regulations including (without limitation) those passed in
                                                            Florida, New York, Oklahoma and Washington; the Federal Reserve Board's Regulation E;, the Truth-in-Lending Act, the
                                                            Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Gramm-Leach-Bliley Act and any rules promulgated by the
                                                            Consumer Protection Financial Bureau; Federal Communications Commission regulations and guidelines, and FTC Guides
                                                            Concerning the Use of Endorsements and Testimonials in Advertising, all as amended from time to time.
                                                            
                                                            “Lead” means information obtained from an individual in response to a Campaign.
                                                            
                                                            “Mobile” means a method of promotion or advertising offer to be displayed on mobile communication devices.
                                                            
                                                            “Network or Exchange” RRM is a technology-based pay-per-call network exchange that serves as an intermediary through
                                                            which independent businesses/service providers (“Advertisers”), can bid for inbound consumer call leads which are
                                                            generated by independent, third-party media Affiliates (“Affiliates”) who have signed up for the RRM network. RRM
                                                            facilitates payment from Advertisers, to those Affiliates for the inbound calls/leads they generate that are purchased
                                                            by the Advertiser. RRM does not market nor sell any products nor services to consumers and does not create or
                                                            disseminate consumer-directed advertisements for itself or on behalf of Advertisers. Affiliates or Advertisers create
                                                            the Advertisements that generate consumer calls or leads (Actions), which are then routed through RRM’s technology-based
                                                            Exchange to the highest-bidding Advertisers and Affiliates are paid for the calls they generate which are purchased by
                                                            the Advertiser.
                                                            
                                                            "Network Site(s)" means the specific location of the website, platform and systems that host the Network operated by
                                                            RRM, such as Invoca.
                                                            
                                                            “Offer” means the particular advertising offer, website, or landing page for the Advertiser’s products or services
                                                            associated with a Campaign, which may be described in the IO(s).
                                                            
                                                            “Publisher E-mail” means electronic mail messages used in a Campaign by Publisher, including, but not limited to, those
                                                            sent to e-mail addresses listed in Publisher’s database and/or any other database affiliated with, owned, operated
                                                            and/or controlled by Publisher to carry out the Services under the Agreement.
                                                            
                                                            “Publisher Website” means any website, content or materials published, owned, operated and/or controlled by Publisher
                                                            used to carry out the Services under the Agreement.
                                                            
                                                            “Radio” means a method of promotion or advertising to be distributed or played on radio channels/stations, which
                                                            typically occurs with PPC advertising.
                                                            
                                                            “Reg-Path” means a method of promotion or advertising where a Publisher or Advertiser advertisement or creative is
                                                            distributed through a registration form or registration process.
                                                            
                                                            “Remarketing” or “Retargeting” means a method of promotion or advertising that involves serving Publisher or Advertiser
                                                            advertisements to prospective consumers or visitors of a website, application or landing page, after visiting a website,
                                                            application or landing page.
                                                            
                                                            “Search” means a method of promotion or advertising that a Publisher or Advertiser may use to seek to promote a website
                                                            or landing page by increasing visibility in search engine results, such as those in Google or Yahoo, and may include
                                                            search engine optimization, paid placement, and paid inclusion.
                                                            
                                                            “SEO” means “search engine optimization,” a method of a Publisher or Advertiser improving a website to improve rankings
                                                            on search engines though organic, crawler-based listings. The SEO process may involve using targeted and relevant
                                                            keywords and phrases that will drive traffic or online users to the website or landing page.
                                                            
                                                            “Services” means the services to be provided by RRM by providing a Network Exchange that allows Advertisers to bid on
                                                            and purchase calls and/or leads (Actions) generated by the Network’s Publishers in accordance with the terms of the
                                                            Advertiser and Publisher Agreements.
                                                            
                                                            “Site” means the website at Direct Quote Inc.com, wequote.org and consumer-selections.com through which the Service is accessed.
                                                            
                                                            “Social” or “Social Media” means a method of promotion or advertising where a Publisher or Advertiser uses an
                                                            advertisement or display banner is published on a social media website or application, such as Facebook.
                                                            
                                                            “Telemarketing” means a method of promotion or advertising whereas a Publisher or Advertise markets products or services
                                                            by means of telephone calls to potential customers.
                                                            
                                                            Other terms are defined throughout this Agreement.
                                                            
                                                            
                                                            1. APPROVAL OF AFFILIATE. Affiliate acknowledges and agrees that Affiliate must obtain official approval from RRM before
                                                            Affiliate may become an approved Affiliate and participate in the Network, Campaign(s) and/or Offer(s), access the
                                                            Network Site(s), and before it may receive payment of Fees. If approved, Affiliate will be issued a unique username and
                                                            password to access the Network Site(s), neither of which may be used by any person other than the Affiliate. Affiliate
                                                            agrees not to disclose such username and password to any other person or entity, and agrees to keep such information
                                                            strictly confidential. In order to be eligible to become an approved Affiliate, receive Fees, and in order to maintain
                                                            an active Affiliate status with the Network, unless otherwise expressly agreed to in the Insertion Order(s), Affiliate
                                                            must at all times meet the following criteria:
                                                            (a) Affiliate may be required to submit the completed Affiliate Record Form, Affiliate Payment Terms form, and Direct
                                                            Deposit Form, any applicable vendor questionnaires and maintain updated contact and payment information at all times
                                                            with RRM.
                                                            (b) Affiliate shall remain qualified and licensed to do business and in good standing in every jurisdiction where such
                                                            qualification and/or licensing is required for purposes of providing Services under this Agreement;
                                                            (c) Affiliate must have the full right, power and authority to enter into the Agreement and to perform its obligations
                                                            under the Agreement; Affiliate must have taken all necessary corporate action to authorize the execution of the
                                                            Agreement by its representative who has approved or executed these Terms, and who is authorized to bind Affiliate to all
                                                            terms of the Agreement;
                                                            (d) Affiliate shall comply with all Laws, as defined herein;
                                                            (e) Affiliate shall not provide any form of Incentivized traffic unless RRM provides prior written approval;
                                                            (f) Affiliate shall not in any way modify, alter, misrepresent or exaggerate the Offer or any part of the Offer;
                                                            (g) Affiliate’s Website, Affiliate's E-mails, and all Creatives shall contain legitimate content, substance and
                                                            material, not simply a list of links or advertisements;
                                                            (h) Affiliate’s Website, Affiliate's E-mails, and all Creatives shall contain the appropriate and approved language in
                                                            accordance with these Terms, the Offer, Campaign, and Insertion Order(s);
                                                            (i) Affiliate’s Website, Affiliate's E-mails, and all Creatives shall not use misleading or deceptive negative option
                                                            billing offers, services or programs, and any negative options billing shall not hide or deceptively place cancelation
                                                            or key terms in fine print;
                                                            (j) Affiliate’s Website, Affiliate's E-mails, and all Creatives shall not contain spawning process pop-ups and exit
                                                            pop-ups;
                                                            (k) Affiliate’s Website, Affiliate's E-mails, and all Creatives shall not use the Advertiser's brand terms, trademarks,
                                                            trade names or any other intellectual property of the Advertiser without the written consent of Advertiser and RRM;
                                                            (l) Affiliate’s Website, Affiliate's E-mails, and all Creatives shall not contain offensive, bogus, fake, false, unfair,
                                                            deceptive, untruthful, unsubstantiated, fabricated, fraudulent, or misleading reports, claims, news sites, claims of
                                                            independent testing or results, consumer comments, testimonials, medical advice, approvals or recommendations;
                                                            (m) Affiliate’s Website, Affiliate's E-mails, and all Creatives shall not promote nor contain any racial, ethnic,
                                                            political, hate-mongering, investment, money-making opportunities, advice not permitted by law, violence, profanity;
                                                            obscene or sexually explicit content; defamatory, tortious, or threatening content; private or confidential information
                                                            of another person, unauthorized branding or brand names, materials that impersonate any person or entity, unauthorized
                                                            endorsements, promotions of illegal activities, substances, drugs, terrorism, crimes, software piracy, hacking, or
                                                            explosives; any material that contains spyware, adware, spamware, mail bomb, software viruses, computer code, files or
                                                            Campaigns designed to interrupt, destroy or limit the functionality of any network, computer software or hardware or
                                                            telecommunications equipment; software or processes that harvest and/or collect personal identifiable or confidential
                                                            information of another person or entity without consent; material that otherwise infringes upon the rights of any third
                                                            parties including, without limitation, false advertising, unfair competition, invasion of rights of publicity or
                                                            privacy, violation of any anti-discriminatory law or regulation, or any other right of any person or entity; material
                                                            that violates the CAN-SPAM Act of 2003, as amended; or contain material or content related to any illegal activity
                                                            whatsoever (including any violations of Laws, as defined herein);
                                                            (n) Affiliate shall not market to third-party lists without RRM’s prior written approval;
                                                            (o) Before sending any E-mails, Affiliate shall obtain express consent of all E-mail recipients, comply with all
                                                            suppression lists, and shall maintain all records evidencing recipient consent or compliance with suppression lists.
                                                            These records shall include, but shall not be limited to, each recipient's e-mail address, first and last name, physical
                                                            address if known, opt-in date, and registration source. Affiliate shall produce such records to RRM immediately upon
                                                            RRM's request, and Affiliate shall be obligated to download and comply with all suppression lists as such lists are
                                                            updated on the Network Site(s).
                                                            (p) Affiliate shall comply with all caps or limitations on the volume of Actions or Leads that may be stated in the
                                                            Insertion Order or as may be set by RRM during the course of a Campaign (including instructions to reduce and/or pause
                                                            traffic). In no event shall RRM be liable for any Actions or Leads delivered in excess of any stated caps or
                                                            limitations.
                                                            
                                                            RRM will permit the Affiliate to participate in the Network, subject to compliance with these Terms, the Insertion
                                                            Order(s), Offer(s), Campaign(s), Laws, and any policies established by RRM from time to time, which are hereby expressly
                                                            incorporated by reference in these Terms. Affiliate shall permit RRM to audit its books and records upon two (2)
                                                            business day’s prior written notice to ensure Affiliate’s compliance with these terms.
                                                            
                                                            Should Affiliate fail to comply with these Terms, the Insertion Order(s), Offer(s), Campaign(s), Laws, and any of RRM's
                                                            policies, RRM may immediately suspend or terminate Affiliate's participation in the Network without notice, effective
                                                            immediately, which includes, but is not limited to, deactivating and eliminating Affiliate's access to the Network,
                                                            and/or removing any of Affiliate's Creatives. In the event of suspension or termination of Affiliate, RRM may in its
                                                            sole discretion cease any future payment of Fees, without any further obligations to Affiliate.
                                                            
                                                            2. SUB-AFFILIATES. The Affiliate may engage Sub-Affiliates to perform the Services, provided that:
                                                            (a) Affiliate has obtained prior approval from RRM to engage Sub-Affiliate(s) and all Sub-Affiliates must at all time
                                                            meet the criteria set forth in Section 2 above;
                                                            (b) Sub-Affiliate's tracking is set up to track on a Sub-Affiliate level allowing RRM to track and verify all Actions;
                                                            (c) Sub-Affiliate at all times complies with all the terms and conditions that are applicable to Affiliate under these
                                                            Terms and the Insertion Order(s);
                                                            (d) Sub-Affiliate, in the opinion of RRM is not likely to bring the reputation, goodwill or standing of RRM into
                                                            disrepute or is otherwise unsuitable; and
                                                            (e) Affiliate remains solely responsible and assumes all responsibility for the actions or inactions of Sub-Affiliate in
                                                            performing the Services required by Affiliate under this Agreement.
                                                            
                                                            At all times, RRM reserves the right to approve or reject any Sub-Affiliate and may revoke a prior approval of any
                                                            Sub-Affiliate at any time and for any reason. Affiliate shall be solely responsible for and shall fully and
                                                            unconditionally indemnify, defend and hold RRM harmless for all actions or inactions of any of its Sub-Affiliates,
                                                            including the payment of RRM's attorney's fees and costs at the trial and appellate levels, if necessary. If RRM grants
                                                            approval to a Affiliate's Sub-Affiliate, notices to the Affiliate shall be deemed adequate notice to that Affiliate's
                                                            approved Sub-Affiliate(s). Affiliate agrees that RRM shall never have any obligation to a Sub-Affiliate to make any
                                                            payment to Sub-Affiliate, including, but not limited to, the payment of any Fees due for a Campaign, or under this
                                                            Agreement, and Affiliate agrees that even when Affiliate utilizes an approved Sub-Affiliate, Affiliate remains
                                                            responsible to ensure that each Sub-Affiliate is properly set up for tracking and testing so that RRM may track and
                                                            verify all Actions. RRM reserves the right to withhold or refuse payment to Affiliate in the event that any of its
                                                            Sub-Affiliate(s) breach the terms of the Offer, or the Agreement.
                                                            
                                                            3. TCPA/SMS/MMS COMPLIANCE. Affiliate represents and warrants, on behalf of itself and its sub-affiliates, and agrees
                                                            that, with respect to any marketing and promotion of an Offer through a Call Center and/or SMS Marketing, that:
                                                            (a) Affiliate shall (i) complete a Call Vendor Questionnaire; (ii) provide all Call Center telephone scripts and
                                                            recordings associated with any Offer along with Affiliate’s compliance policies and procedures immediately upon RRM’s
                                                            request; (iii) comply with RRM’s compliance policies; (vi) upload to RRM’s compliance tracking and monitoring system all
                                                            telephone calls recorded by Affiliate that are associated with an Offer; and (iv) ensure that all verbal discussions and
                                                            communications between Affiliate and any consumer that are associated with an Offer and conducted through a Call Center
                                                            must be recorded and/or documented in accordance with the requirements and guidelines established by RRM and uploaded to
                                                            RRM’s compliance tracking and monitoring system, or as otherwise instructed by RRM.
                                                            (b) they are knowledgeable about the requirements of applicable foreign, domestic, federal, state, and local statutes,
                                                            laws, ordinances, rules and regulations, carrier codes of conduct and industry standards, including without limitation,
                                                            the Telephone Consumer Protection Act, 47 U.S.C. § 227 et seq. (“TCPA”), the Telemarketing Sales Rule, federal and state
                                                            Do Not Call rules and registries, state telemarketing laws and regulations, the Mobile Marketing Association’s U.S.
                                                            Consumer Best Practices for Messaging and the CTIA’s Messaging Principles & Best Practices; the Mobile Marketing
                                                            Association’s U.S. Consumer Best Practices for Messaging and the CTIA’’s Messaging Principles & Best Practices
                                                            (collectively “TCPA Rules and Standards”), and that its marketing and other practices are fully compliant with, and will
                                                            not violate any TCPA Rules and Standards; and
                                                            (c) they have a compliance program in place to prevent any violation of such TCPA Rules and Standards, including
                                                            scrubbing contacts on any governmental or industry do not call registries;
                                                            (d) Affiliate will not make any calls without the prior express consent of the receiving party to receive calls
                                                            specifically from the sender. For SMS or text messages, express consent requires disclosure of your company name,
                                                            message types and frequencies, customer support (HELP) and opt-out (STOP) instructions, disclosure that messaging and
                                                            data rates may apply and a reference to a website where the complete terms and conditions and relevant privacy policy
                                                            are available for viewing. Consents must not be pre checked and the first message should be a confirming message
                                                            restating the above elements.
                                                            (e) Publisher and its sub-affiliates shall obtain compliant opt-in records and shall maintain the same for at least two
                                                            years.
                                                            (f) Publisher and its sub-affiliates are prohibited from using any automatic telephone dialing systems, including
                                                            robocalls and robocall “blasts,” or any other automated system to any telephone number assigned to a paging service,
                                                            cellular telephone service, specialized mobile radio service, or any service for which the receiving party is charged
                                                            for the calls; and
                                                            (g) Publisher and its sub-affiliates shall not place, or cause to be placed, any calls outside of the hours established
                                                            by federal time-of-day requirements.
                                                            
                                                            4. PAYMENT.
                                                            (a) Subject to Affiliate's compliance with these Terms, the Insertion Order(s), and Campaign, RRM will pay Affiliate a
                                                            Fee for each qualified Action in accordance with the payment terms for each Offer, Campaign, Network Site(s) and/or
                                                            Insertion Order(s). Fees will be paid to Affiliate only following RRM's receipt of the Advertiser's payment of the
                                                            applicable commissions and fees with respect to such Offer. RRM may, in its sole discretion and from time to time, elect
                                                            to advance to Affiliate part or all of the Fees prior to the receipt of payment by an Advertiser, but in no event will
                                                            RRM be obligated to do so. Affiliate acknowledges and agrees that payment of Fees may be delayed where the Affiliate has
                                                            not complied with these Terms and that in no case shall RRM be liable to the Affiliate for any loss, costs or expenses
                                                            directly or indirectly incurred by the Affiliate as the result of such delay. In no circumstance will RRM be obligated
                                                            to pay Fees to an Affiliate unless and until the aggregate amount of the Fees due and payable to that Affiliate exceeds
                                                            $2500 weekly or $500 monthly(net 30) . Fees due and payable by RRM to an Affiliate will not accrue interest. No payments
                                                            will be made to an Affiliate unless and until, where RRM has determined in its discretion, that Affiliate has provided
                                                            to RRM a Goods and Services Tax registration number, if the Affiliate is a Canadian Resident and a registrant for the
                                                            purposes of a Goods and Services Tax.
                                                            (b) Affiliate will invoice RRM on a monthly basis at the payout rates agreed to by the Parties in the Insertion Order.
                                                            The invoice will reflect delivery of final Campaign Data tracked by RRM pursuant to the terms of the Agreement. RRM
                                                            shall make all payments to Affiliate within thirty (30) days of the Invoice Date, unless otherwise agreed to in writing.
                                                            All payments made to Affiliate do not include, and Affiliate shall pay, any sales, use or similar tax associated with
                                                            such payments. Parties shall keep, maintain and preserve, for the term of this Agreement and for two (2) years
                                                            thereafter, accurate records relating to amounts due hereunder.
                                                            (c) The Affiliate acknowledges that the Company and/or Advertiser records and statistics shall be conclusive as to any
                                                            payment issue relating to this agreement.
                                                            (d) The Affiliate agrees to accept all self-billed invoices issued by the Company during the period of this agreement
                                                            and that it will not raise any sales invoices for transactions covered by this agreement.
                                                            
                                                            5. TRACKING. Billing shall be based on the tracking method set forth in the Insertion Order. RRM will track all Actions
                                                            for each Campaign in real time and will verify all Actions delivered by Affiliate in order to calculate the Fees due to
                                                            Affiliate for its Services. Campaign statistics and data compiled by RRM including, but not limited to, data, numbers
                                                            and calculations regarding Actions (collectively "Campaign Data"), will be calculated by RRM through the use of industry
                                                            standard tracking technology. Affiliate shall not modify or otherwise interfere with RRM's tracking methods in any way.
                                                            Where RRM’s tracking is used, any questions, objections, or complaints regarding the Campaign Data must be submitted by
                                                            Affiliate in writing within three (3) business days of initial appearance in the tracking system; otherwise the Campaign
                                                            Data will be deemed to be accurate and approved by Affiliate, which shall be used to determine the Fee due to Affiliate.
                                                            Where Affiliate’s or a third party tracking mechanism is used and there is a material discrepancy between RRM’s Campaign
                                                            Data and that tracked by Affiliate or other mechanism, RRM may, in its sole discretion, use its Campaign Data and such
                                                            measurement shall be final and binding.
                                                            
                                                            6. LEAD GENERATION. Affiliates shall only be paid for valid actions that meet all the criteria expressly stated for a
                                                            Campaign. For lead generation campaigns, Affiliate shall be paid only for leads that are (a) complete, valid and
                                                            accurate; (b) relates to an actual, living person; (c) is not duplicative; (d) is not returned by RRM’s customers or
                                                            advertisers; (e) is not fraudulent or generated by an automated program, incentivized by compensation or other
                                                            incentives offered by the Affiliate, a Sub-Affiliate or their respective employees, agents, or attributable to their
                                                            respective employees, contractors or agents; and (f) is not generated in violation of any representation, warranty or
                                                            obligation of Affiliate under this Agreement. All leads shall be the sole property of RRM, as Affiliate shall not
                                                            remarket to or resell any leads delivered to RRM.
                                                            
                                                            7. AFFILIATE WARRANTIES. (a) Affiliate shall at all times create, develop, and be responsible for, all Creatives,
                                                            although there may be occasions when an Advertiser develops, and provides the Creatives for Affiliate's use and
                                                            distribution. The Affiliate shall be solely responsible for the method by which the Creatives are distributed. Under no
                                                            circumstances shall RRM be responsible for providing, developing, creating, or determining the accuracy, validity,
                                                            appropriateness, or legality of Advertiser's or Affiliate's Creatives. All Creatives shall not violate any rights of any
                                                            third parties with respect to the Creatives. Creatives shall not include any information or content that is unlawful,
                                                            unfair, deceptive, misleading, untruthful, unsubstantiated, or otherwise fails to comply with all applicable Laws. RRM
                                                            shall not have any liability for claims arising from any information or content created by third parties, including the
                                                            Creatives created, developed, or used by Affiliate and Advertiser. RRM does not warrant the validity, legality, or
                                                            accuracy of such Creatives, or exercise any editorial control over such Creatives, nor does RRM assume any legal
                                                            obligation for editorial control of the Affiliate's and Advertiser's Creatives, including any responsibility or
                                                            liability for investigating or verifying the accuracy of any content or any other information contained in such
                                                            Creatives.
                                                            (b) Affiliate represents, warrants, and promises that (i) Affiliate is knowledgeable of the Laws applicable to the
                                                            services to be provided to RRM and has trained its staff accordingly; and (ii) all of Affiliate's Services, Creatives,
                                                            and Campaign(s) shall at all times comply with all Laws. Additionally, Affiliate shall not use any third party's
                                                            intellectual property, copyrights, trademarks, trade names, service marks, or brand names, without the express written
                                                            consent of RRM and the third party owner. Affiliate acknowledges and agrees that RRM shall not have the ability to
                                                            control, oversee, supervise, monitor, or manage Affiliate's Services provided hereunder, including, without limitation,
                                                            the creation, development, performance, or distribution of the Offer(s), Campaign(s), Creative(s). RRM shall not be
                                                            required to verify or confirm the accuracy or legality of Affiliate's actions or inactions with respect to the Services
                                                            being provided, and as a result, Affiliate shall rely solely upon its own independent legal counsel, experts, and
                                                            compliance consultants to ensure Affiliate strictly complies with all applicable Laws at all times. Therefore, Affiliate
                                                            agrees that it shall implement all necessary and adequate compliance controls and measures to ensure it complies with
                                                            these Terms, and all Laws, prior to and while providing the Services. RRM is relying on Affiliate's material
                                                            representations, warranties, and promises contained in these Terms, and Affiliate agrees that RRM shall not be liable,
                                                            and Affiliate shall indemnify, defend and hold RRM harmless, for any violation of these Terms or Laws in any way related
                                                            to the Affiliate's Services, Creatives, and Campaign(s).
                                                            (c) Affiliate represents and warrants that Affiliate is qualified and licensed to do business and in good standing in
                                                            every jurisdiction where such qualification and licensing is required for purposes of the Agreement; Affiliate has the
                                                            full right, power and authority to enter into the Agreement and to perform its obligations hereunder; Affiliate has
                                                            taken all necessary corporate action to authorize the execution of the Agreement by its representative whose signature
                                                            is set forth at the end hereof and who is authorized to bind Affiliate to all terms of the Agreement; and when executed
                                                            and delivered by Affiliate and/or Affiliate's representative, these Terms will constitute the legal, valid and binding
                                                            obligation of Affiliate, enforceable against Affiliate in accordance with its terms.
                                                            (d) Affiliate represents and warrants that any data transmitted through RRM’s services, including but not limited to
                                                            personal information, marketing data, and user behavior information, is the property of the user who transmits such
                                                            data. However, by utilizing RRM's services, the user grants RRM a non-exclusive, royalty-free, worldwide license to use,
                                                            modify, reproduce, distribute, and display such data in any format or medium, for any purpose related to the provision
                                                            of RRM's services.
                                                            
                                                            8. LICENSE. RRM grants Affiliate a revocable, non-transferable, non-sublicensable, non-exclusive limited license to
                                                            participate in the Network and access the Network Site(s) and any data, reports, information or analyses arising out of
                                                            such use (the "Site Data") solely for the purpose of marketing or promoting the Network, Campaign, and Offer, hereunder
                                                            and subject to this Agreement, the Offer(s), and Campaign(s). If an Affiliate also maintains its own network of
                                                            Affiliates, such Affiliate may not provide the Network to its Affiliates, without the prior written consent of RRM.
                                                            Under such conditions, Affiliate will require its Affiliates to agree to and comply with these Terms and the Insertion
                                                            Order(s) and seek approval in accordance with this Agreement. If an Affiliate fails to adhere to the foregoing
                                                            requirements, in addition to any other remedies available to RRM, Affiliate shall forfeit its rights to any amounts owed
                                                            by RRM to Affiliate and be subject to immediate termination. Affiliate acknowledges and agrees that Affiliate does not
                                                            have, nor will it claim any right, title or interest in the Network Site(s) software, applications, data, methods of
                                                            doing business or any elements thereof, or any content or information provided on the Network Site(s). Affiliate may
                                                            only access the Network Site(s) via web browser, e-mail or in a manner approved by RRM. Affiliate shall not alter,
                                                            modify, eliminate, conceal, or otherwise render inoperable or ineffective the Network Site(s), and its tags, source
                                                            codes, links, pixels, modules or other data provided by or obtained from RRM that allows RRM to measure ad performance,
                                                            track data or Actions, and provide RRM's services to Advertisers. In addition, Affiliate acknowledges that all
                                                            Confidential Information, as defined herein, non-public information, data and reports received from RRM hereunder or as
                                                            part of the Services hereunder is proprietary to and owned by RRM. If instructed to do so by RRM and/or if Affiliate
                                                            shall be terminated by RRM, Affiliate shall immediately destroy and discontinue the use of all RRM data, including
                                                            Network Site(s), all Confidential Information, and any other material owned by RRM or its Network Advertisers and
                                                            Affiliates.
                                                            
                                                            9. FRAUD AND DISPUTES. Affiliate shall not, or knowingly permit or incentivize any person to, inflate the number of
                                                            Actions through (i) any deceptive or misleading practice, method, or technology including, but not limited to, the use
                                                            of any spyware, adware, device, program, robot, redirects, spiders, computer script or other automated, artificial or
                                                            fraudulent method designed to appear like a live individual or (ii) any other fraudulent or other activity that is
                                                            likely to cause Consumers not to be Qualifying Traffic or Leads not to be Valid Leads. RRM may withhold, cancel, or
                                                            chargeback amounts owed, or payments already made to Affiliate if it is determined or reasonably suspects, in its sole
                                                            discretion, that the amount due or payment was generated by non-Qualifying Traffic or invalid Actions or Leads.
                                                            Chargebacks by RRM shall be reconciled or set off against future billables or, if no Insertion Order is on-going, shall
                                                            be paid by Affiliate within fifteen (15) days after notice by RRM.
                                                            
                                                            10. TERMINATION. Either Party may terminate the Agreement, and/or any particular Insertion Order(s), at any time, by
                                                            delivering to the other Party no less than two (2) business days’ advance written notice of the terminating Party's
                                                            intention to terminate. No termination shall be effective, and the Agreement shall remain in full force and effect,
                                                            until the notice period has elapsed from the time the other Party receives the terminating Party's notice of
                                                            termination. Upon termination or expiration of these Terms, for any reason, Affiliate shall continue to perform its
                                                            obligations under the provisions of these Terms which are to expressly survive, or that may reasonably be expected to
                                                            survive, termination or expiration of these Terms.
                                                            
                                                            Affiliate understands and agrees that RRM will permit the Affiliate to utilize the Services and participate in the
                                                            Network, subject to Affiliate's compliance with these Terms, the Insertion Order(s), Offer(s), Campaign(s), Laws, and
                                                            any policies established by RRM from time to time, which are hereby expressly incorporated by reference in these Terms.
                                                            Should Affiliate fail to comply with these Terms, the Insertion Order(s), Offer(s), Campaign(s), Laws, and any of RRM's
                                                            policies, RRM may immediately suspend or terminate the Services and/or Affiliate's participation in the Network without
                                                            notice, effective immediately, which includes, but is not limited to, suspending or terminating a Campaign, and/or
                                                            removing any of Affiliate's Creatives.
                                                            
                                                            11. CONFIDENTIAL INFORMATION AND NON CIRCUMVENTION
                                                            (a) Confidentiality. Each Party agrees to use the other Party's Confidential Information solely for the purposes
                                                            contemplated by this Agreement, to use with the same degree of care that such receiving Party uses to protect its own
                                                            non-public and confidential information, but in no event less than a commercially reasonable degree of care, .and to
                                                            refrain from disclosing the other Party's Confidential Information to any third- party, unless (a) any disclosure is
                                                            necessary and permitted in connection with the receiving party's performance of its obligations or exercise of its
                                                            rights under this Agreement or any other agreement between the Parties; (b) any disclosure is required by law or by a
                                                            binding court order save that, to the extent legally permissible, it shall notify the disclosing Party of such compelled
                                                            disclosure and allow the disclosing Party a reasonable opportunity to object to such disclosure at the disclosing
                                                            Party’s expense.
                                                            (b) Non Circumvention. Affiliate recognizes that RRM may have proprietary relationships with its, Advertisers and
                                                            Affiliates agrees not to circumvent RRM's relationships with RRM's Advertisers or Affiliates, or to otherwise solicit,
                                                            purchase, contract for or obtain Services similar to the Services performed by RRM hereunder from any of RRM's
                                                            Advertisers that are known, or should reasonably be known, by Affiliate have such a relationship with RRM.
                                                            Notwithstanding the foregoing, to the extent that Affiliate can show that any such Advertisers already provided such
                                                            Services to Affiliate prior to the date of the first Insertion Order(s) executed by the Parties, then Affiliate shall
                                                            not be prohibited from continuing such relationship.
                                                            (c) Injunctive Relief. The parties agree that monetary damages for a breach, or threatened breach, of this Section will
                                                            not be adequate and that the non-breaching party shall be entitled to injunctive relief (including temporary and
                                                            preliminary relief) without the requirement to post a bond, in addition to any other available legal remedies or
                                                            damages. In the case of a breach by Affiliate of its non circumvention obligations, RRM shall be entitled to payment of
                                                            an amount equal to one-third of fees paid to Affiliate (or projected to be paid) in the first twelve months by such
                                                            Advertiser.
                                                            
                                                            12. INDEMNIFICATION. Affiliate agrees to defend, indemnify and hold harmless RRM and its affiliates and their respective
                                                            members, managers, directors, officers, employees, and agents (collectively "Indemnitees") from any and all third-party
                                                            actions, suits, claims, demands, investigations, obligations, debts, losses, damages, liabilities, penalties, injury,
                                                            costs and expenses (including reasonable attorneys' fees and amounts paid in settlement) (collectively "Indemnified
                                                            Losses") incurred or suffered by one or more of the Indemnitees by reason of, or arising out of any of the following:
                                                            (a) Affiliate's breach of or failure to perform any of its respective covenants or obligations set out in this Agreement
                                                            or applicable Insertion Order(s), (b) Affiliate's Website, Affiliate's E-mails, and all Creatives, or (c) Affiliate's
                                                            negligence, acts, errors, or omissions. Affiliate agrees to defend and/or reimburse Indemnitees on demand for any
                                                            Indemnified Losses suffered by Indemnitees. If any action is brought against Indemnitees with respect to any allegation
                                                            for which indemnity or defense applies under this Agreement, Indemnitees will notify Affiliate of any such claim of
                                                            which it becomes aware and will (i) provide reasonable cooperation to Affiliate at Affiliate's expense in connection
                                                            with the defense or settlement of any such claim and (ii) be entitled to participate at its own expense in the defense
                                                            of any such claim. Affiliate shall not acquiesce to any judgment or enter into any settlement that adversely affects
                                                            Indemnitees' rights or interests without the prior written consent of Indemnitees. Upon written notice to Affiliate
                                                            demanding the defense or indemnification hereunder, Indemnitees may set off any Indemnified Losses to which Indemnitees
                                                            are entitled to under this Agreement against any Fees or sums that are or will be owed to Affiliate under this
                                                            Agreement, provided that nothing contained herein is intended to limit any of Indemnitees' rights or remedies that they
                                                            may otherwise be entitled to under this Agreement.
                                                            
                                                            13. DISCLAIMER OF WARRANTIES. RRM PROVIDES ITS SERVICES AND THE SERVICES OF ITS AFFILIATES AND PARTNERS, AS PERFORMED
                                                            HEREUNDER, ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTY OF ANY KIND AND WITHOUT ANY GUARANTEE OF
                                                            CONTINUOUS OR UNINTERRUPTED DISPLAY OR DISTRIBUTION OF ANY OF THE SERVICES. IN THE EVENT OF INTERRUPTION OF DISPLAY OR
                                                            DISTRIBUTION OF ANY OF RRM'S SERVICES RRM'S SOLE OBLIGATION WILL BE TO RESTORE THE SERVICES AS SOON AS PRACTICABLE. RRM
                                                            DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTY OF
                                                            MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF
                                                            PERFORMANCE.
                                                            
                                                            14. LIMITATION OF LIABILITY. IN NO EVENT SHALL RRM BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL,
                                                            EXEMPLARY OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, FOR BREACH OF CONTRACT, WARRANTY, NEGLIGENCE OR
                                                            STRICT LIABILITY), OR FOR INTERRUPTION OF BUSINESS, LOSS OF USE, LOST BUSINESS, LOST PROFITS, LOSS OF INFORMATION OR
                                                            DATA, OR THE LIKE (EVEN IF RRM WAS ADVISED OF THE POSSIBILITY OF ANY OF THE FOREGOING), ARISING OUT OF OR IN CONNECTION
                                                            WITH THESE TERMS OR INSERTION ORDER(S), OR AFFILIATE'S USE OF RRM'S SERVICES OR NETWORK SITE(S). UNDER NO CIRCUMSTANCES
                                                            SHALL RRM BE LIABLE TO AFFILIATE OR ANY THIRD PARTIES FOR AN AMOUNT GREATER THAN THE AMOUNTS RECEIVED BY RRM FROM
                                                            AFFILIATE UNDER THE AGREEMENT IN THE 12 MONTHS PRIOR TO THE ACT OF INJURY THAT GAVE RISE TO LIABILITY. RRM SHALL NOT BE
                                                            RESPONSIBLE FOR ANY CONDUCT, ACTION, INACTION, OR FRAUD OF THE AFFILIATE, SUB-AFFILIATES, ADVERTISERS, ONLINE USERS, OR
                                                            ANY THIRD PARTIES.
                                                            
                                                            15. YOUR CALIFORNIA PRIVACY RIGHTS
                                                            A. California Consumer Privacy Rights (CCPA) California law provides California residents with the following privacy
                                                            rights: Right to access personal information: Individuals exercising this right may request access to the categories and
                                                            specific pieces of their personal information we have collected in the prior 12-month period. Individuals exercising
                                                            this right may receive their personal information, when provided electronically, in a readily useable format. Right to
                                                            deletion: Individuals exercising this right can ask us to delete their personal information we have collected, though we
                                                            may be permitted to retain personal information for certain purposes. Right to disclosure: Individuals exercising this
                                                            right can receive additional information regarding the sources from which we collect information, the purposes for which
                                                            we collect and share personal information, the information of theirs we hold, and the categories of parties with whom we
                                                            share their information. Right to opt-out of sales: As permitted by applicable law, we may share your personal
                                                            information for monetary or other valuable consideration (under California law, this is considered a “sale”). You may
                                                            opt-out of such a “sale” of your personal information to third parties. You can exercise your right to opt-out buy
                                                            following instructions in Section 5 (“OPT OUT”). Right to be free from discrimination: Users may freely exercise these
                                                            rights without fear of being denied goods or services. Currently, this law specifically applies to California residents.
                                                            If you are a resident of California, and would like to exercise one of your rights, please contact us at
                                                            info@rapidresponseonline.com. You may designate an authorized agent to request the exercise of one or more of these
                                                            rights on your behalf. Please note all consumer requests are subject to verification and there may be circumstances
                                                            where we do not honor your request, as permitted under the law. We may verify your request by asking for additional
                                                            information about how you found out about Direct Quote Marketing, LLC., who referred you to Direct Quote Marketing,
                                                            LLC., to make a request (which Publisher, Querier or Partner referred you to us) and which websites you made the same
                                                            requests to; and we will need to be able to verify with that Publisher or Partner as to the validity of your request
                                                            first. If you are using an authorized agent, such requests are subject to the same criteria. B. California’s “Shine the
                                                            Light” Law Additionally, through California’s “Shine the Light” law, California residents who provide personal
                                                            information in obtaining products or services for personal, family, or household use are entitled to either:
                                                            (1) a list detailing the categories of information shared and the entities to which such information was provided; or
                                                            (2) to be notified of a mechanism by which a consumer may opt-out of having their information shared with third parties.
                                                            
                                                            16. MISCELLANEOUS
                                                            (a) Entire Agreement . This Agreement (as defined above) and Insertion Order constitutes the entire agreement between
                                                            the Parties and supersedes all prior agreements or understandings between the Parties whether written or oral. This
                                                            Agreement shall prevail over any Advertiser Insertion Order or terms and conditions unless such Agreement expressly
                                                            references this Agreement by name and is signed by the Parties. Notwithstanding the foregoing, in the event of a
                                                            conflict between this Agreement and Insertion Order with respect to terms governing the duration of the Services, Fees,
                                                            invoicing and payment terms, the terms of the Insertion Order shall prevail solely for those terms. Each party
                                                            represents and warrants to the other party that it is NOT relying on any promises, guarantees and/or assurances of the
                                                            other party that are NOT otherwise expressly contained in this Agreement or an applicable Insertion Order.
                                                            (b) Independent Counsel. Each Party acknowledges and agrees that it has had the opportunity to seek the advice of
                                                            independent legal counsel and has read and understood all of the terms and conditions of this Agreement. This Agreement
                                                            shall not be construed against either Party by reason of its drafting.
                                                            (c) Choice of Law/Dispute Resolution/Jury Trial Waiver. The Agreement will be governed and construed in accordance with
                                                            the laws of the state of Nevada without giving effect to conflict of laws principles. Prior to initiating any proceeding
                                                            in connection with a dispute arising under this Agreement or any Insertion Order, the Parties agree to spell out their
                                                            dispute(s) in writing and then have a telephone or video conference between senior personnel from both parties to see if
                                                            an amicable resolution can be reached. The state and federal courts of Clark County, Nevada shall have exclusive
                                                            jurisdiction over any dispute arising under this Agreement or any Insertion Order and the parties agree to submit to
                                                            exclusive jurisdiction and venue of such courts and waive any objection based on forum non conveniens.
                                                            
                                                            In the event of any dispute arising under this Agreement, whether or not a lawsuit or other proceeding is filed
                                                            (including instances in which RRM settles a consumer complaint arising from Affiliate’s activities), the prevailing
                                                            party (which includes RRM as the settling party) shall be entitled to recover its reasonable attorneys' fees and costs,
                                                            whether incurred before suit, during suit, or at the appellate level, including all attorneys' fees and costs incurred
                                                            in litigating entitlement to attorneys' fees and costs, as well as all attorneys' fees and costs determining or
                                                            quantifying the amount of recoverable attorneys' fees and costs. The reasonable costs to which the prevailing party is
                                                            entitled shall include all costs that are taxable under any applicable statute, rule, or guideline, as well as all
                                                            non-taxable costs, including, but not limited to, costs of investigation, copying costs, electronic discovery costs,
                                                            telephone charges, mailing and delivery charges, information technology support charges, consultant and expert witness
                                                            fees, travel expenses, court reporter fees, and mediator fees, regardless of whether such costs are otherwise taxable
                                                            under any applicable statute, rule, or guideline.
                                                            
                                                            ANY CAUSE OF ACTION BY AFFILIATE ARISING OUT OF OR RELATING TO THE APPLICATION OR THIS AGREEMENT MUST BE INSTITUTED
                                                            WITHIN ONE YEAR AFTER THE CAUSE OF ACTION AROSE OR WILL BE FOREVER WAIVED.
                                                            
                                                            EACH PARTY TO THE AGREEMENT HEREBY KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVES ANY RIGHT THEY MAY HAVE TO A TRIAL BY
                                                            JURY IN RESPECT OF ANY LITIGATION BASED UPON THE AGREEMENT OR ARISING OUT OF, UNDER OR IN CONNECTION WITH THE AGREEMENT,
                                                            CAMPAIGN, OFFER, THE INSERTION ORDER(S), OR ANY OTHER AGREEMENT CONTEMPLATED AND EXECUTED IN CONNECTION HEREWITH, OR ANY
                                                            COURSE OF DEALING, COURSE OF CONDUCT, STATEMENTS (WHETHER VERBAL OR WRITTEN) OR ACTIONS OF ANY PARTY HERETO.
                                                            
                                                            (d) Severability. If any provision of the Agreement is held to be invalid or unenforceable for any reason, the remaining
                                                            provisions will continue in full force without being impaired or invalidated in any way. Affiliate may not assign the
                                                            Agreement without the prior written consent of RRM. The Parties' rights and obligations will bind and inure to the
                                                            benefit of their respective successors, heirs, executors and joint administrators and assigns.
                                                            (e) Independent Contractors. The Parties to this Agreement are independent contractors, and no agency, partnership,
                                                            joint venture or employee-employer relationship is intended or created by this Agreement. Neither Party shall have the
                                                            power to obligate or bind the other Party.
                                                            (f) No Assignment. Except in connection with a merger, acquisition, or sale of all or substantially all of Affiliate’s
                                                            assets related to this Agreement, Affiliate may not assign this Agreement and its rights and obligations hereunder, and
                                                            any attempted assignment in contravention of this provision shall be null and void and of no force or effect. All
                                                            obligations of the Parties herein shall be binding upon their respective successors or assigns.
                                                            (g) Restrictive Covenants Independent. Each restrictive covenant set forth in this Agreement shall be construed as a
                                                            covenant independent of any other covenant or provision of this Agreement between the Parties, and the existence of any
                                                            claim or cause of action against RRM, whether predicated upon another covenant or provision of the Agreement or
                                                            otherwise, shall not constitute a defense to the enforcement by RRM of any other covenant or this Agreement.
                                                            (h) No Waiver. The failure of either party at any time to require performance of any provision shall not waive or affect
                                                            the right at a later time to enforce any provision. Section headings are for reference purposes only and in no way
                                                            affect the meaning or interpretation of this Agreement. Each party represents and warrants to the other party that it is
                                                            NOT relying on any promises, guarantees and/or assurances of the other party that are NOT otherwise expressly contained
                                                            in this Agreement or an applicable SOW.
                                                            (i) Force Majeure. Under no circumstances shall RRM be liable for any failure to perform or delay in performance due to
                                                            maintenance, upgrades, repairs or other measures designed to protect the Services; or (ii) factors beyond RRM’s
                                                            reasonable control including without limitation telecommunications failures or force majeure events such as acts of a
                                                            governmental body in its sovereign capacity, war, fire, floods, strikes, pandemics, epidemics, quarantine restrictions,
                                                            civil unrest or riots, acts of terrorism, transportation delays, freight embargoes or unusually severe weather; in each
                                                            case so long as RRM provides commercially reasonable notice of such event. If such unavailability materially affects
                                                            RRM’ ability to provide the Service in whole or in part for more than ten (10) consecutive days, Affiliate shall be
                                                            entitled to terminate this Agreement upon written notice to RRM.
                                                            (j) Notice. Any notice required or permitted under this Agreement must be in writing and must be sent via (i) an
                                                            overnight delivery service or (ii) via email, facsimile or postal mail (“Notice Channels”) so long as confirmation is
                                                            also sent using a separate Notice Channel (e.g., a notice sent via email must have a confirmation sent via facsimile or
                                                            postal mail). Notice shall be considered to have been given on the date it was sent. Email notification as long as
                                                            “NOTICE” or “LEGAL NOTICE” appears in the subject line of the email and the email is set up to show a delivery
                                                            confirmation. For purposes hereof, notices shall be sent to the addresses listed in the Insertion Order.
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